Bradán Accountants

Payroll & Auto Enrolment

Auto Enrolment

Prepare your payroll for Ireland's automatic workplace pension scheme with clear guidance and hands-on support.

Free calculator included. Try our Auto Enrolment calculator below for an instant estimate — no sign-up needed.

Jump to calculator

Auto Enrolment: Key Facts

  • 1Auto enrolment automatically places eligible employees into a workplace pension.
  • 2Contributions come from the employee, the employer and the State.
  • 3Deductions run through payroll, keeping everything accurate and integrated.
  • 4We handle assessments, enrolment and ongoing compliance for you.

Overview

Prepare for Ireland’s Auto Enrolment Pension Scheme

Auto enrolment is Ireland’s automatic workplace pension scheme. Eligible employees are automatically enrolled into a pension with contributions from the employee, the employer and the State, building retirement savings without employees having to opt in.

We assess which of your employees must be auto-enrolled based on age and earnings, handle their enrolment, and process the employee and employer contributions through payroll alongside PAYE, so everything stays integrated and accurate.

Employees already in a qualifying pension scheme may be exempt. We help you confirm exemptions, keep clear records and stay compliant as contribution rates and rules evolve over time.

Auto enrolment pension contributions deducted through payroll

Quick Information

Ready for auto enrolment?

An initial discovery call helps us understand your payroll and what you need to prepare for auto enrolment.

How We Help with Auto Enrolment

Eligibility Assessment

We identify which of your employees must be auto-enrolled and when.

Payroll Integration

Employee and employer contributions are deducted and remitted through payroll.

Full Compliance

Stay compliant with Ireland's auto-enrolment retirement savings obligations.

Ongoing Support

Clear guidance as contribution rates and rules evolve over time.

AE

Auto Enrolment

100%

Compliance Focus

Monthly

Payroll Deductions

3

Contribution Sources

Useful Tools

Estimate Your Auto Enrolment Contributions

See the employee, employer and State contributions under Ireland’s auto enrolment scheme.

  • Employee, employer & State
  • All phased rates to year 10
  • Earnings capped at €80,000

Auto Enrolment Calculator

Estimate employee, employer and State pension contributions under Ireland's auto enrolment scheme.

Employee contribution (annual)€600
Employer contribution (annual)€600
State top-up (annual)€200
Total annual contribution€1,400

Contributions are calculated on gross earnings up to €80,000.

These calculators provide estimates for guidance only and are not financial, tax or legal advice. Rates and thresholds are for 2025 and may change. For advice specific to your circumstances, please contact our accountants.

Get Started Today

Ready for Auto Enrolment?

Speak to our Galway and Dublin team to prepare your payroll and pensions.

Call (091) 450 705

Auto Enrolment FAQs

What is auto enrolment?

Auto enrolment is Ireland's automatic workplace pension scheme. Eligible employees are automatically enrolled into a pension with contributions from the employee, the employer and the State.

Which employees must be enrolled?

Eligibility is based on age and earnings. We assess your workforce and tell you exactly who must be enrolled and by when.

How are contributions handled?

Contributions are deducted through payroll alongside PAYE and remitted on your behalf, keeping the process fully integrated and accurate.

What if an employee already has a pension?

Employees already in a qualifying pension scheme may be exempt. We help you confirm exemptions and keep clear records.

Reviewed by Aonghus Sammin, Director and founder of Bradán Accountants — ACCA-certified accountants in Galway and Dublin.